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Welcome to Hoosier Homes!

Multiple Loan Options   |    Great Low Rates

Hoosier Homes is an Indiana Program that helps low and moderate-income individuals and families buy a home in approved areas of Indiana. Qualified homebuyers receive up to 6 percent assistance for down payment and closing costs, plus a loan with a competitive interest rate.


To check your eligibility and get started with Hoosier Homes, download the Club 720® mobile app available on the Apple App Store or Google Play Store.

Program Features


  • Minimum FICO credit score of 620

  • Maximum income of:

    • $114,240 (Marion County)

    • $100,660 (City of Fort Wayne)

    • $89,180 (City of Wabash)
    • $103,040 (Kosciusko County)

    • $99,540 (LaGrange County)

    • $99,260 (Steuben County)

  • Must meet purchase price limits for your Jurisdiction

  • Debt to Income ratio up to 50%

  • Must occupy the home as principal residence within 60 days of closing

  • Complete homebuyer education (if required)

  • Must purchase one of the following types of homes: single family detached, townhome or condominium

  • Must be a new purchase (no refinancing)

  • 3, 4 or 5% in down payment assistance and closing costs

  • An additional 1% for eligible borrowers

  • 30-year fixed rate mortgage loans: FHA and Conventional loans

  • Multiple funding options available

  • Competitive rates


Eligible Borrowers Get 1% More

Young Teacher

K-12 Teachers

Policeman Indoors

1st Responders


US Military Personnel & Veterans

An additional 1% assistance is available to K-12 teachers, first responders, U.S. military personnel, veterans and Very Low Income (VLI)) Borrowers, defined as a borrower making 50% or less of the area median income (AMI) for that specific county*. For Hoosier Homes, 50% of AMI is:

Marion County: $40,800

Fort Wayne (Allen County): $39,950

*FY 2021 Income Limits Summary as mandated by HUD, using a 4-person family in this example.

Jurisdictions not listed above may inquire about joining the program by visiting our Resource page.